Legal Notice and Disclaimer
The materials and information on this site are provided “as is” and without warranties of any kind either expressed or implied.
Access to Password Protected or Secure Areas of the Web site
Access to and use of password protected or secure areas of the web site are restricted to authorized persons only. Any user who accesses or attempts to access password protected or secure areas without specific authorization will be subject to prosecution.
Copyright and Trademarks
All content on this Site is protected by applicable copyright laws. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on this Site for commercial or public purposes. The trademarks, logos and service marks (the "Marks") displayed on this Site are the property of Standard Marketing Services, Inc. Users are prohibited from using any Mark for any purpose without the express written permission of Standard Marketing Services, Inc.
Informational Purposes Only
The product material described on this Site is provided for informational purposes only. This material is intended solely to provide a general overview of the types of products and range of services available from Standard Marketing Services, Inc. The information included on this Site is not an offer to sell any security or product in any state or other jurisdiction.
Products Not Available in All States
The products described on this Site may not be available in all states or other jurisdictions.
Policy Restrictions, Limitations and Terms
The products referenced on this Site have restrictions, limitations, and terms regarding coverage. For complete details concerning coverage and product availability in your state, call 1-800-745-2416.
All information on this Site is provided to you "as is" without any warranty of any kind, either express or implied, as to the accuracy or completeness of the information, text, graphics or other items contained on this Site. Standard Marketing, Inc. expressly disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security and accuracy. Information on this Site may contain inaccuracies or errors. Information on this Site may be changed or updated without notice. Standard Marketing, Inc. has no obligation to update information on this Site, so such information may be out of date at any given time. Standard Marketing, Inc. also may make improvements or changes in products described on this Site at any time without notice.
Linked Internet Sites
Use of Cookie Files
Some sites and pages within our Sites use "cookies." A cookie is a small file that is stored on your hard drive and contains no personally identifiable information about you and your usage of our sites. A cookie cannot read data off your hard drive or read cookie files created from other sites. You are free to decline our cookie if your browser has been set to prompt or decline cookies.
Limitation of Liability
Standard Marketing Services, Inc. specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damage arising out of or in any way connected with access to or use of this Site (even if Standard Marketing Services, Inc. has been advised of the possibility of any such damage), including any liability associated with any virus that may infect a User's computer equipment. Under no circumstance will Standard Marketing Services, Inc. be liable for any loss or damage caused by a User's reliance on information obtained through this Site. It is the responsibility of each User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through this Site.
No Representation as to Suitability
Standard Marketing Services, Inc. makes no representation as to the financial or other suitability of any product described on this Site for any User. In order to evaluate whether a particular product is suitable for your financial needs, you should contact a competent financial advisor.
Changes to Rules and Regulations
Standard Marketing Services, Inc. reserves the right to revise these Terms and Conditions at any time and Users are deemed to be apprised of and bound by any changes to these Terms and Conditions.
Violations of Rules and Regulations
Standard Marketing Services, Inc. reserves the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions, including the right to block access from a particular Internet address to this Site.
Mandatory, Binding Arbitration
You agree that any claim or dispute between you and Standard Marketing Services, Inc. or any officer, director or employee of Standard Marketing Services, Inc. related to your use of this Site or any information herein, including the validity of this provision regarding Mandatory, Binding Arbitration, regardless of the amount or value of such claim or dispute, will be resolved by mandatory, binding arbitration administered by the National Arbitration Forum in accordance with its Code of Procedure then in effect, except that any arbitration will be conducted in, and any hearing will be held in, Milwaukee, WI. Information may be obtained and claims may be filed at any office of the National Arbitration Forum (www.arb-forum.com) or at P.O. Box 50191, Minneapolis, MN 55405. This provision regarding Mandatory, Binding Arbitration will be governed by the Federal Arbitration Act.
If users have any questions or suggestions regarding our terms and conditions, please contact us at:
9130 W Loomis Rd. Suite 800
Franklin, WI 53132